Terms
Bold Ng User Terms
Introduction:
1.1 These User Terms (“Terms”) govern your access and use of Bold Ng, a digital payment platform operated by [Bold Multi-Purpose Limited].
1.2 By creating an account, accessing, or using Bold Ng, you agree to be bound by these Terms.
- User Accounts and Profiles
2.1 To use Bold Ng, you must create an account.
2.2 You warrant that all information provided during registration is accurate and complete.
2.3 You’re responsible for maintaining account confidentiality and security.
2.4 You must notify Bold Ng immediately of any unauthorized account access.
- Payment Services
3.1 Bold Ng offers airtime top-up, data plans, electricity bill payments, and other utility bill payments.
3.2 You authorize Bold Ng to process payments through designated payment gateways.
3.3 Payment terms and conditions will be provided separately.
3.4 Bold Ng may modify or discontinue services without notice.
- Security and Data Protection
4.1 Bold Ng implements industry-standard security measures to protect user data.
4.2 You consent to data collection and processing according to our Privacy Policy.
4.3 You understand that no security measures are foolproof.
- Acceptable Use
5.1 You agree to use Bold Ng only for lawful purposes.
5.2 Prohibited activities include:
- Unauthorized transactions
- Fraudulent activities
- Infringing intellectual property rights
- Harassing or intimidating others
- Uploading harmful or illegal content
6 Disclaimers and Limitations
6.1 Bold Ng is provided “as-is” without warranties.
6.2 [Bold Multi-Purpose Limited] shall not be liable for any damages.
6.3 Bold Ng is not liable for third-party services or products.
- Indemnification
7.1 You agree to indemnify [Bold Multi-Purpose Limited] against claims, damages, and expenses.
7.2 You’ll cooperate with Bold Ng in defending against claims.
- Governing Law and Jurisdiction
8.1 These Terms are governed by [State/Country] laws.
8.2 Disputes will be resolved through [court/arbitration).
- Prohibited Conduct and Account Termination
9.1 You agree not to engage in any activity that interferes with or disrupts our Service, or that harms or exploits other users, our systems, or our staff. Prohibited activities include, but are not limited to:
9.2 Hacking, cracking, or otherwise compromising the security of our Service
– Distributing viruses, malware, or other harmful software
– Spamming, phishing, or sending unsolicited communications
– Harvesting or collecting user data without permission
– Posting or transmitting illegal, obscene, or objectionable content
– Engaging in fraudulent or deceptive activities
– Attempting to manipulate or exploit our Service for financial gain
– Creating or transmitting content that promotes or glorifies violence, terrorism, or harm
– Impersonating or pretending to be another person or entity
– Using our Service for illegal or unauthorized purposes
9.3 Consequences of Prohibited Conduct
If we suspect or determine that you have engaged in any such harmful activity, we reserve the right to:
– Terminate or suspend your account immediately
– Ban your access to our Service
– Report your activities to relevant authorities
– Pursue civil or criminal charges against you
– Freeze or forfeit any remaining balances or credits
– Remove or delete any content associated with your account
9.4 Account Suspension and Termination
We may suspend or terminate your account without notice if:
– You breach any of these Terms
– You engage in prohibited conduct
– We suspect or determine that your account has been compromised
– You fail to provide accurate or complete registration information
– You fail to comply with our requests for verification or documentation
9.5 Effects of Account Termination
If your account is terminated or suspended, you may:
– Lose access to your account and all associated data
– Forfeit any remaining balances or credits
– Face legal action or financial penalties
– Be prohibited from creating a new account
9.6 Investigations and Reporting
We reserve the right to investigate any suspected prohibited conduct and report our findings to relevant authorities.
9.7 Cooperation with Authorities
We will cooperate fully with law enforcement agencies and other authorities in investigating and prosecuting individuals who engage in prohibited conduct.
9.8 Your Responsibility
You are responsible for:
– Complying with these Terms
– Maintaining the security of your account
– Reporting any suspected prohibited conduct to us
– Cooperating with our investigations and requests for information
9.9 Upon termination, your access will cease.
[Bold Multi-Purpose Limited] may terminate your account for violating these Terms.
- Changes to Terms
10.1 [Bold Multi-Purpose Limited] reserves the right to update these Terms.
10.2 Continued use implies acceptance of updated Terms.
- Contact and Support
11.1 For support, contact whatsapp +2347020923565
11.2 For disputes, boldlimitedng@gmail.com
- Refund Policy
12.1 Refunds will be processed within [four weeks].
12.2 Refunds are subject to [conditions].
- Intellectual Property
13.1 Bold Ng and its content are owned/licensed by [Bold Multi-Purpose Limited].
13.2 You retain ownership of your uploaded content.
- Entire Agreement
14.1 These Terms constitute the entire agreement between you and [Bold Multi-Purpose Limited].
14.2 These Terms supersede all prior or contemporaneous agreements.
- Waiver
15.1 [Bold Ng]’s failure to enforce any provision does not constitute a waiver.
16 Unverified Account Deletion Policy
16.1 Unverified Accounts
If your account remains unverified for more than 2 months and is inactive, it will be deleted permanently. This policy ensures the security and integrity of our platform.
16.2 Inactivity Definition
For the purposes of this policy, inactivity is defined as:
- No login attempts
- No transactions (payments of airtime, or data purchases)
- No account updates (profile changes, password resets, etc.)
16.3 Notification
To inform you of potential deletion, we will:
- Send email reminders 1 month prior to deletion
- Send a final deletion notice 3 days before account removal
16.4 Consequences of Deletion
If your unverified account is deleted:
- All account data will be permanently lost
- Any remaining balance or rewards will be forfeited
- Associated profiles or accounts may be affected
16.5 Verification Requirement
To avoid deletion, verify your account immediately. Verification methods may include:
- Email confirmation
- Phone number verification
- Identity documentation NIN or BVN
16.6 Acknowledgement
By using Bold Ng, you acknowledge and agree to this policy. You understand the importance of verifying your account to maintain access and security.
16.7 Reactivation
Deleted accounts cannot be recovered. If you wish to use Bold Ng again, create a new account and verify it promptly.
16.8 Exceptions
Bold Ng reserves the right to waive or modify this policy in exceptional circumstances.
[Bold Multi-Purpose Limited] may terminate your account for violating these Terms.
*Our Rights*
We reserve the right to:
– Monitor and review user activity
– Take action against prohibited conduct
– Modify or update these Terms at any time
By using our Service, you acknowledge that you understand and agree to comply with these Terms.